The following terms and conditions (the “Payment and Billing Terms”) govern your use of our payment and billing services (the “Services”) provided by Hoctma. By using the Services, you agree to be bound by these Payment and Billing Terms. If you do not agree to these Payment and Billing Terms, you may not use the Services.

Payment Methods

We accept the following forms of payment for our Services: Visa, MasterCard, American Express, JCB, Diner Club, Discover Card credit cards, and PayPal. We do not accept cash, checks, or money orders for payment of our Services.

Billing Cycle

Your billing cycle for the Services will begin on the day you sign up for the Services and will continue for the duration of your subscription or until your account is terminated. The billing cycle for subscription-based Services will be automatically renewed on a monthly or yearly basis, depending on your subscription plan.

Billing Statement

We will provide you with a detailed billing statement for the Services on a monthly basis. The billing statement will include the amount due for the current billing cycle, any past due amounts, and any applicable taxes and fees.

Payment Due Date

Payment for the Services is due on the date specified on the billing statement. If payment is not received by the due date, we reserve the right to suspend or terminate your account.

Late Payment

If payment for the Services is not received by the due date, a late fee of $10 may be assessed. We reserve the right to assess additional late fees or interest charges on unpaid balances.

Credit Card Authorization

By providing your credit card information, you authorize us to charge your credit card for all fees associated with the Services. You also authorize us to charge your credit card for any late fees or interest charges that may be assessed.

Billing Disputes

If you believe there is an error on your billing statement, you must contact us within 15 days of the date of the billing statement. If you do not contact us within this time period, you waive any right to dispute the billing statement.

Termination

We reserve the right to terminate your use of the Services at any time for any reason, including but not limited to your breach of these Payment and Billing Terms. Upon termination, you must immediately cease all use of the Services.

Changes to the Payment and Billing Terms

We reserve the right to modify these Payment and Billing Terms at any time. Any changes will be posted on our website, and your continued use of the Services after the posting of any changes constitutes your acceptance of the revised Payment and Billing Terms.

Dispute Resolution

Any disputes arising out of or related to these Payment and Billing Terms or our Services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will be conducted in [insert city, state], and the arbitrator’s decision will be final and binding. You waive any right to a jury trial or to participate in a class action lawsuit.

Severability

If any provision of these Payment and Billing Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Payment and Billing Terms constitute the entire agreement between you and Hoctma with respect to the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and Hoctma.

Contact Us

If you have any questions about these Payment and Billing Terms, please contact us at [email protected].

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